Ohio Short Term Health Insurance

Want to jump straight to health insurance quotes? Compare here and find the cheapest premium with the best coverage.

Missed Open Enrollment for health insurance coverage? Don’t panic — an affordable short term insurance plan can help you fill a gap in coverage. We’ll teach you everything you need to know about Ohio short term health insurance before you choose a plan. 

The Best Ohio Short Term Health Insurance

Best Ohio Short Term Health Insurance Options

Now that you understand how short term plans work and who they’re for, let’s take a look at some of the best health insurance companies offering short term solutions for health insurance. Here are some of our favorite insurance providers in the Buckeye State. 

1. UnitedHealthcare

UnitedHealthcare is one of the largest health insurance companies in the U.S., offering insurance to over 27 million Americans. However, the company also offers a wide range of short term plans as well. When you sign up for a plan through UnitedHealthcare, you get coverage the day you enroll — no waiting periods are included on any of its plan choices.

Its extensive network of over 1.3 million physicians and other healthcare professionals means that you won’t ever need to go too long without coverage. Finally, it offers a wide range of plans, allowing you to balance costs and deductibles to fit the unique needs of your budget.

# of Healthcare Providers


1 Minute Review

UnitedHealthcare is an insurance company that is dedicated to making the health care system work better for everyone. Its plans can serve customers of all ages, starting in childhood and continuing all the way through the retirement years. The company partners with more than 1.3 million health care professionals and over 6,500 hospitals to give customers the freedom to access healthcare wherever they are. This insurance provider has a strong financial standing and good ratings, making it a reliable option for just about anybody.

Best For

  • People who want flexibility in their health care coverage
  • People who want supplemental insurance coverage
  • People who qualify for both Medicare and Medicaid

  • Offers a wide variety of plans
  • Strong financial and customer service ratings
  • ACA and non ACA plans available

  • Not all plans ACA-compliant
  • The website can make it difficult to get a quote

2. Everest

If you’re looking to pay as little as possible for your short term coverage, consider a policy from Everest. In our review, Everest offered some of the most affordable rates for short term insurance. A 25-year-old male nonsmoker can find a plan for as little as $56 per month for coverage through Everest.

Everest also offers a number of plan choices that you can use to adjust how much you pay each month and fit your deductible and coinsurance percentage into your budget. You can choose a plan with a higher monthly premium or a low monthly premium and a higher deductible, and deductibles begin at just $1,000. 


Get started

securely through Everest’s

# of Healthcare Providers


1 Minute Review

A reinsurance and insurance company available worldwide, Everest provides short term health insurance for anyone between regular coverage. Their short term medical coverage includes routine and emergency care, prescription coverage and flexible terms and waiting periods.

Best For

  • Anybody who missed the ACA enrollment deadline
  • People between jobs
  • Ineligible or can’t afford COBRA
  • Young people not on parental health insurance

  • Affordable plans
  • Temporary coverage available
  • Customizable plan features

3. Companion Life

At a little over $200 per month, Companion Life’s short term plans won’t be your most affordable plan choices for price per month. However, it does offer some of the best benefits if you do get sick or need to go to the hospital. Deductibles on Companion Life’s plans begin at just $1,000, and coinsurance rates are as low as 20% after you meet your deductible.

Companion Life is also one of the only short term insurance providers who offer out-of-pocket maximums on its short term plans. On its Deluxe 1,000 plan, for example, you won’t pay more than $4,000 out-of-pocket for your medical care costs. 

Companion Life

get started

securely through Companion Life’s

4. National General

National General is one of the only short term insurance providers who offers plan choices with 0% coinsurance rates. Your insurance plan’s coinsurance rate is the percentage of your medical care costs you need to pay after you meet your deductible.

For example, if you receive a bill for $1,000 and you have a 50% coinsurance rate, you’ll need to pay $500 and your insurance will cover the remaining $500. Your coinsurance rates can quickly cut into your emergency savings, especially if you have a very expensive condition. If you’re looking for a plan without coinsurance, search for its “Enhanced 100%” plans when you shop. 

National General Health Care

Get a Quote

Call Now